Teresa Carlson
Green Valley Office
2831 St. Rose Parkway Ste. 100
Henderson, NV 89052
Phone: (702) 898-7575
Cell: (702) 521-4644
Email: teresa@teresajcarlson.com

BE PREPARED IN YOUR HOME PURCHASE

Tips for Buying

TIPS FOR BUYERS

A successful buyer is fully prepared and well informed! The purchase of a home is a tremendous investment, both financially and emotionally. Here are some tips to help you progress smoothly from buyer to happy homeowner!

GET HELP

Your home is likely to represent one of the largest investments in your life. Choose a real estate professional to represent your interests, as the buyer.  Look for an agent knowledgeable about the current market conditions that can advise you on key negotiation strategies.  A successful deal is not always about price alone.  Many factors come into play when developing an offer.  A great agent will not only find the home you want, but they will be able to get your offer accepted!

GET PRE APPROVED

Do you already know how much home you can afford? Before you even begin your home search, speak with a lender to learn about the different financing options available to you. Then follow through by providing the lender requested documentation to obtain your pre-approval letter.  Ask your agent about lenders who have worked well with their clients.  Once you have lender approval, you are ready to find your new home
!

AVOID MAJOR PURCHASES

When determining the amount of home you can afford a lender will use your debt-to-income ratio to determine the percentage of your pre-tax income you spend on debt. Your debt ratio will include: monthly housing costs, car payments, credit cards, student loans, and any other installment debt. If you take on more debt before buying a home it will have an impact on the amount of the loan that the lender will finance.

SIGN UP FOR PROPERTY WATCH

In order to make an educated decision you need to know what is available and how much it is going for. You can browse all the active listings from my website. Once you have found some homes you like save those searches and sign up for property watch so new listings will be emailed to you. The best homes move fast. Make sure you're on top of the available inventory at all times so you do not miss out.

HAVE THE HOME INSPECTED

The last thing you want to discover after you have bought a home is that you have purchased a "money pit". By "money pit" I am referring to a home full of defects which will end up costing you a lot of money. Save yourself from future litigation by bringing in a licensed home inspector before you buy. If any problems are found the report will help you make an informed decision or negotiate a better price.

 

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